People do not lose money every time because of failed transactions
and businesses; the role you play in protecting your bank security
details goes a long way in determining whether you will fall into hands
The time has come for people to stop blaming the government
for every misfortune that befalls them. One of the things that come with
being an adult is accepting responsibility for your actions. The
jobless and lazy people in the society keep looking for ways of ripping
off people who are rich.
Hackers do not sleep when it comes to launching
new methods of stealing from people. This means it is totally up to you
to protect your bank details and be on guard in order not to fall for
Find below some of the basic ways hackers get information about you and your bank details:
1. Social media profile
Keeping your details on social media may make you a
target. While it is understandable that you want to be on top of your
game in this century, it is also important for you to protect your
Your social media pages should not tell the story
of your life in minutes. Hackers go through the pages of people on the
social media and put down important information about them.
Your date of birth, year of birth and phone
numbers are used in opening important documents in the bank. If you must
put them on the social media pages you run, then do not add the year.
2. Carelessness with cheque books and account numbers
Your unsigned cheque book can be used against you if gotten by hackers.
Your bank account details should be protected
always. Do not assume the only people that will steal from you are
outsiders. Letting your cheque book lie in every corner of the house may
put you at risk of losing your money in the bank. A leaf from the
cheque book is all that is needed!
The unsigned page of the cheque book contains your
account number which could be used to generate every other information
about you. Most times, bank officials help hackers have access to your
next step is getting your signature in order to validate the
transaction. The insider who has access to your cheque book can get this
easily as there are places in the community where signatures are being
Suspecting foul play may be impossible because the money is not always withdrawn in the owner’s branch.
3. Suspicious texts and emails
Hackers send messages like this to people, do not
fall for it. Another thing hackers do is to send text messages and
emails asking you to update your bank details. In order to get people to
respond, they tell them their BVN registration is incomplete and they
will not be able to make any transaction soon.
If you keep getting unsolicited texts messages
like this from hackers, do not respond to the messages. Their emails
will only take you to a page where your details would be obtained from
4. Weak passwords
Use unique words with symbols and numbers to create strong passwords.
Hackers get access to your accounts because you
have weak passwords that can be easily deciphered. Most people create
their passwords using a combination of their date and year of birth.
Hackers who know your full name can put other details together and crack
Your passwords should be made from unique words
made of different cases. This should be combined with numbers and
symbols in order to create a strong password.
5. Entering your bank details in websites that are not encrypted
Make sure the sites you want to use in assessing
your account information are protected. If you do not want to get under
the radar of hackers, then you should be more conscious of the websites
you log in to with your bank details.
When shopping online, avoid sites that are not
trusted. Most times, the sites hackers use do not have ‘https’ in their
The computers you use should also be protected most times, the browser security software should be updated from time to time.